Teresa Holmes, a Construction Loan Officer, has worked for State Bank of Southern Utah for 14 years. Although she was born in Gunnison, Utah, Teresa calls Cedar City home, where she has lived her whole life and has since raised a family. Teresa has two daughters, one son and is the lucky grandmother of four grandchildren. Teresa’s oldest daughter currently works alongside her here at State Bank. In her free time, Teresa enjoys taking walks, reading, and sewing. Her favorite part about working at State Bank are the customers and her co-workers.