How to Get Your Free Credit Report

The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation’s credit reporting companies. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the FCRA with respect to credit reporting companies.

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Topics: Personal, Real Estate, Experian, Free Credit Report, Equifax, Business, Security, Loans, Credit Report, TransUnion, Fraud, Education, Free Annual Report, Federal Trade Commission

Teresa Holmes - Construction Loan Officer

Teresa Holmes, a Construction Loan Officer, has worked for State Bank of Southern Utah for 14 years. Although she was born in Gunnison, Utah, Teresa calls Cedar City home, where she has lived her whole life and has since raised a family. Teresa has two daughters, one son and is the lucky grandmother of four grandchildren. Teresa’s oldest daughter currently works alongside her here at State Bank. In her free time, Teresa enjoys taking walks, reading, and sewing. Her favorite part about working at State Bank are the customers and her co-workers.

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Topics: Construction Lending, Real Estate, Teresa Holmes, Employee Bio, Construction Loans, State Bank Loans

To Build or Not to Build?

Are you contemplating between building or buying a home? Watch our video talking about the benefits of building. Let a State Bank mortgage loan officer assist you with any of your mortgage lending needs!

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Topics: To Build or Not to Build?, State Bank of Southern Utah, Personal, Loan, Real Estate, Home Building, Mortgage, Loan Officer, Loans, Home Ownership

State Bank Mortgage Loans Video

Are you confused about where to get a mortgage loan? Let State Bank of Southern Utah take care of all your housing needs. Our Mortgage Loans video will help clear up some confusion that you might have concerning mortgage loans.

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Topics: Mortgage Loan Video, Real Estate, Loans, State Bank, Education, Mortgage Loans

How to Decide Whether to Buy or to Rent

It may be a “buyer’s market” in southern Utah but current fluctuations in the economy and the housing market can complicate the decision whether to buy a home or rent.

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Topics: Personal, Real Estate, Credit Scores, Wealth Management, Buy, Home Ownership, Rent

About SBSU

Hometown banking was established in southern Utah with the opening of State Bank of Southern Utah in 1957.

Hometown banking is important because people who live and work in southern Utah make the decisions. Bank employees and officers understand the banking needs of area residents because they are affected by the same economic climate. Find out what hundreds already know - hometown banking is better.

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