STATE BANK OF SOUTHERN UTAH BLOG

Making the Most of E-Banking



Most people are at least somewhat tech-savvy these days. But when it comes to digital banking, you might be missing out on a few time-saving tricks. Here's how the internet can help make your financial life easier.




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Topics: E-banking, Online Banking, Debit Card, Online Fraud, SecurLock Equip, Paperless Statements, E-Statements


What to do if Your Debit Card is Lost or Stolen



What to do if your State Bank debit or credit card gets lost, stolen or has fraudulent charges:

Use your Visa debit card or Visa credit card with confidence wherever you shop. You have zero liability on unauthorized purchases if you notify the bank in a timely manner.

Lost or Stolen Cards

If you believe your Card and/or PIN has been lost or stolen tell us AT ONCE. Contacting us by phone is the best way of keeping your possible losses down. If you tell the bank within 2 business days, you can lose no more than $50. If you do NOT tell the bank within 2 business days after you learn of the loss or theft of your Card or PIN, you could lose as much as $500 if we can prove we could have stopped the transactions.




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Topics: Fraudulent Charges, Zero Liability, Lost Card, Debit Cards, Credit Card, Banking 101, Credit Cards, Fraud, State Bank, Debit Card, Stolen Card


Credit, ATM and Debit Cards: What to do if They're Lost or Stolen



Courtesy of FTC.gov

Many people find it easy and convenient to use credit cards and ATM or debit cards. The Fair Credit Billing Act (FCBA) and the Electronic Fund Transfer Act (EFTA) offer procedures for you to use if your cards are lost or stolen.

Limiting Your Financial Loss

Report the loss or theft of your credit cards and your ATM or debit cards to the card issuers as quickly as possible. Many companies have toll-free numbers and 24-hour service to deal with such emergencies. It's a good idea to follow up your phone calls with a letter. Include your account number, when you noticed your card was missing, and the date you first reported the loss.




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Topics: Fraudulent Charges, Theft, Lost Card, Debit Cards, ATM, Credit Cards, Fraud, Debit Card, Education, Stolen Card


About SBSU

Hometown banking was established in southern Utah with the opening of State Bank of Southern Utah in 1957.

Hometown banking is important because people who live and work in southern Utah make the decisions. Bank employees and officers understand the banking needs of area residents because they are affected by the same economic climate. Find out what hundreds already know - hometown banking is better.

Visit us at sbsu.com

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