STATE BANK OF SOUTHERN UTAH BLOG

4 Keys to Successful Debt Consolidation



When your personal finances teeter on the brink, your first instinct might be to do something drastic. Freeze your credit cards in a block of ice. Vow to never eat out again. Forgo your Netflix subscription.




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Topics: Credit Card, Budget


Enjoy Your Summer Vacation — Without Maxing Out Your Credit Cards



School is out, and summer is upon us. It's time to let loose and have some fun. That sounds great in theory, but it can be horrible for our finances if we aren't careful — especially when it comes to taking summer vacations.

For many people, travel is a significant part of their summer budget, but reckless spending while on vacation can wreak havoc on their finances. People often spend more when on vacation, perhaps because they get caught up in the moment or simply because things are more expensive than at home.




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Topics: Credit Card, Budget


What to do if Your Debit Card is Lost or Stolen



What to do if your State Bank debit or credit card gets lost, stolen or has fraudulent charges:

Use your Visa debit card or Visa credit card with confidence wherever you shop. You have zero liability on unauthorized purchases if you notify the bank in a timely manner.

Lost or Stolen Cards

If you believe your Card and/or PIN has been lost or stolen tell us AT ONCE. Contacting us by phone is the best way of keeping your possible losses down. If you tell the bank within 2 business days, you can lose no more than $50. If you do NOT tell the bank within 2 business days after you learn of the loss or theft of your Card or PIN, you could lose as much as $500 if we can prove we could have stopped the transactions.




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Topics: Fraudulent Charges, Zero Liability, Lost Card, Debit Cards, Credit Card, Banking 101, Credit Cards, Fraud, State Bank, Debit Card, Stolen Card


About SBSU

Hometown banking was established in southern Utah with the opening of State Bank of Southern Utah in 1957.

Hometown banking is important because people who live and work in southern Utah make the decisions. Bank employees and officers understand the banking needs of area residents because they are affected by the same economic climate. Find out what hundreds already know - hometown banking is better.

Visit us at sbsu.com

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