Banking 101: What to Do With a Substitute Check

What is a Substitute Check?

A substitute check is an official image and the legal equivalent of a paper check (original) as long as it includes the following statement:

“This is a legal copy of your check. You can use it the same way you would use the original check”.

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Topics: State Bank of Southern Utah, nsf, Substitute Check, SBSU, bounced check, Banking 101, Education

About SBSU

Hometown banking was established in southern Utah with the opening of State Bank of Southern Utah in 1957.

Hometown banking is important because people who live and work in southern Utah make the decisions. Bank employees and officers understand the banking needs of area residents because they are affected by the same economic climate. Find out what hundreds already know - hometown banking is better.

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